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FREQUENTLY ASKED QUESTIONS AND ANSWERS

1. HOW LONG DOES IT TAKE TO GET MY ACCOUNT?
YOUR BANK ACCOUNT NUMBER IS ASSIGNED, TO YOU, WITHIN 48 HOURS, AFTER YOUR INFORMATION IS FAXED AND RECEIVED BY THE BANK. ALL NEW ACCOUNT INFORMATION & ATM DEBIT/CASH CARDS ARE MAILED TO YOUR HOME ADDRESS. THE TURN AROUND TIME SHOULD BE 3-5 DAYS.

2. WHO WILL FAX MY OFFICIAL BANK APPLICATION TO THE BANK?
YOU WILL. ONCE YOUR BANK/PROCESSING SET-UP FEE IS PAID, OUR OFFICE WILL FAX  OR E-MAIL YOUR OFFICIAL BANKING APPLICATION AND INSTRUCTIONS, TO YOU. WHEN YOU RECEIVE YOUR BANK APPLICATION FORMS, FILL THEM OUT COMPLETELY; SIGN THEM, AND FAX THEM, DIRECTLY, TO THE BANK'S PROCESSING DEPARTMENT! WE WILL PROVIDE THE BANK'S DIRECT FAX NUMBER AND CUSTOMER SERVICE NUMBER TO YOU!

3. WHAT WILL I RECEIVE THROUGH THE MAIL?
THE BANK WILL MAIL ALL OF YOUR BANKING INFORMATION, SUCH AS, BANK ROUTING NUMBER,  NEW CHECKING ACCOUNT NUMBER, MasterCard LOGO DEBIT CARD  AND YOUR PIN NUMBER FOR YOUR MasterCard LOGO DEBIT CARD.  YOUR WILL, ALSO, RECEIVE A VOIDED CHECK, IN ORDER TO, SET-UP DIRECT DEPOSITS WITH YOUR JOB OR GOVERNMENT/ RETIREMENT FUNDS (IF NEEDED).

4. WILL I NEED A PIN NUMBER FOR MY MasterCard LOGO DEBIT CARD?
YES. YOUR ASSIGNED PIN NUMBER WILL BE MAILED, SEPARATELY, FROM YOUR MasterCard LOGO DEBIT CARD, FOR SECURITY REASONS!

5. HOW OLD MUST YOU BE TO OPEN THIS NEW CHECKING  ACCOUNT?
YOU MUST BE, AT LEAST, 18 YEARS OLD!

6. WHAT TYPE OF BANKS ARE THESE?
WE, ONLKY, REPRESENT ONE FDIC BANK WHO IS WILLING TO GIVE YOU A SECOND CHANCE WITH THE BANKING COMMUNITY! YOU MAY, ALSO, IN THE NEAR FUTURE, QUALIFY FOR OTHER BANKING PRODUCTS, WITH THIS BANK!

7. WHAT WOULD STOP ME FROM GETTING THIS ACCOUNT?
IF YOUR DOCUMENTED INFORMATION AND/OR PICTURE ID PRESENTS AN IDENTITY PROBLEM, THE BANK WILL CONTACT YOU, DIRECTLY, BEFORE OPENING YOUR NEW CHECKING ACCOUNT.

8. DO I NEED A PICTURE ID, IN ORDER TO OPEN AN ACCOUNT? WHAT TYPES ARE ACCEPTED BY THE BANK?
YES! THE BANK WILL ACCEPT ONE OF THE FOLLOWING PICTURE ID'S AS VALID PROOF OF IDENTITY. YOUR ID MUST BE CURRENT. EXPIRED IDS ARE NOT ACCEPTED:
     1. STATE DRIVERS LICENSE, OR
     2. STATE ID, OR
     3. VALID PASSPORT, OR
     4. MILITARY ID

9. IS MY ACCOUNT CONSIDERED OPEN, EVEN THOUGH, THERE IS NO MONEY IN THE ACCOUNT, WHEN IT WAS OPENED?
YES! EVEN THOUGH YOU HAVE OPENED YOUR ACCOUNT WITH A ZERO (0) BALANCE, THE BANK, STILL, HAS AGREED TO OPEN THE ACCOUNT, UNDERSTANDING THAT, YOUR FIRST DIRECT DEPOSIT OR MONEYGRAM EXPRESS PAYMENT VIA LOCAL WALMART STORES OF AT LEAST $25.00 WILL ACTIVATE YOUR NEW CHECKING ACCOUNT! YOUR ACCOUNT ACCEPTS DIRECT DEPOSITS AND CASH DEPOSITS VIA MONEYGRAM EXPRESS PAYMENTS. 

10. HOW CAN I BE SURE YOU WON'T SCAM ME??
 THAT IS OUR MOST COMMON QUESTION. OUR ANSWER IS SIMPLE. WE WON'T. WHAT REASON WOULD WE HAVE FOR NOT PROVIDING THE SERVICE WE GUARANTEE? OUR SERVICE GIVES YOU EXACTLY WHAT IT PROMISES. THE FACT THAT WE ACCEPT PAYPAL AS A PAYMENT OPTION SHOWS WE ARE A REAL COMPANY. PAYPAL iNVESTIGATES ALL COMPANIES BEFORE THEY ALLOW THEM TO TAKE PAYMENTS. THEIR SEAL BELOW SHOWS WE PASSED WITH FLYING COLORS. WE ARE VERIFIED! IN ORDER TO BUY SOMETHING OFF THE INTERNET, IT TAKES SOME TRUST. ALL WE ASK IS FOR YOURS NOW. JUST ALLOW US TO HELP YOU!